What are FXIFY's key rules?
How much does FXIFY cost?
| Account Size | Challenge Price | Daily Loss Limit | Total Loss Limit |
|---|---|---|---|
| $5,000 | $39 | $200 (4%) | $500 (10%) |
| $50,000 | $ | $2,000 (4%) | $5,000 (10%) |
| $100,000 | $59 | $4,000 (4%) | $10,000 (10%) |
| $400,000 | $ | $16,000 (4%) | $40,000 (10%) |
What does FXIFY allow?
Platforms
Instruments
What are FXIFY's pros and cons?
Pros
- First payout on demand after closing first trade - no minimum days or targets
- Up to $400,000 starting capital with scaling up to $4M available
- No consistency rules, no stop loss required, weekend holding allowed
- EAs, Martingale & Grid strategies allowed with flexible trading conditions
- $35M+ already paid out to traders with highest single payout of $117,000
Cons
- Relatively new firm established in 2023 with shorter track record
- Higher leverage options require add-ons at checkout (up to 1:50)
- Some account customization features require additional fees
- Limited information on specific challenge pricing for larger accounts
How does FXIFY's scaling plan work?
Where can I learn FXIFY's rules in detail?
How does FXIFY compare to other firms?
Is FXIFY Worth It in 2026?
FXIFY stands out as an excellent choice for experienced traders who want maximum flexibility and aggressive scaling opportunities, particularly those frustrated by the restrictive rules common at other prop firms. With its London headquarters, strong 4.4/5 Trustpilot rating from 5,000 reviews, and $35M+ in payouts despite being founded just in 2023, this firm has quickly established itself as a serious player for traders who can handle higher-risk, higher-reward scenarios.
The firm's biggest strength lies in its trader-friendly structure: you can withdraw profits immediately after closing your first profitable trade with no minimum trading days or consistency requirements. The scaling potential is exceptional, starting from $5K up to $400K initial capital with the possibility of growing accounts to $4M. The 80-90% profit split combined with on-demand payouts, plus the freedom to use EAs, Martingale strategies, hold over weekends, and trade news events makes this one of the most flexible prop firms available. Their highest single payout of $117,000 demonstrates they're serious about rewarding successful traders.
However, FXIFY's 2023 founding date means you're dealing with a firm that lacks the long-term track record of established competitors, which introduces inherent risk about their staying power during market downturns. The 4% daily loss limit is quite tight and can quickly end accounts during volatile sessions, while the base leverage limitations require paid add-ons to access higher ratios up to 1:50. Additionally, many customization features come with extra fees, and the pricing structure for larger account challenges isn't transparently disclosed upfront.
FXIFY is worth it in 2026 if you're an experienced trader who values flexibility over safety and can consistently manage risk within tight daily drawdown limits. The combination of immediate payouts, no restrictive trading rules, and massive scaling potential makes it ideal for skilled traders willing to bet on a newer firm. However, conservative traders or beginners should probably stick with more established prop firms that offer greater long-term stability, even if it means accepting more restrictive trading conditions.
Who should use FXIFY— and who shouldn't?
- EA and algorithmic tradersExplicitly allows EAs, Martingale, and Grid strategies that most prop firms ban, plus no consistency rules means your algorithms won't be flagged for systematic patterns.
- News event tradersNews trading is fully allowed with no restrictions, and immediate on-demand payouts let you capitalize on volatile news events without waiting for monthly payout cycles.
- Aggressive scalers seeking growthCan scale from $5K to $400K starting capital and potentially grow accounts to $4M, with no minimum trading days blocking fast progression for skilled traders.
- Conservative risk managersThe 4% daily loss limit calculated from previous day's ending balance is tight and can quickly terminate accounts during volatile sessions, especially for traders used to looser risk parameters.
- Traders wanting established track recordsFounded only in 2023, FXIFY lacks the multi-year operational history that proves a firm can weather market downturns and maintain payouts long-term.
- Budget-conscious beginnersThe $50K account has no listed challenge price and the $100K account costs $59, making it potentially expensive compared to other firms offering similar sizes at lower entry costs.