Does FXIFY's payout split include unrealized profits?

No, FXIFY's payout split only applies to realized net profits that are closed and settled in your account. Unrealized profits from open positions are not eligible for payout until those trades are closed. You must close all profitable positions and ensure the profits are reflected in your account balance before requesting a payout.

What happens if I breach the payout split and schedule?

There is no breach condition for the payout split and schedule rule since it defines how profits are distributed rather than imposing trading restrictions. However, requesting payouts while violating other rules like maximum daily loss or drawdown limits may result in payout delays or account termination. Always ensure compliance with all trading rules before requesting withdrawals.

When does my payout percentage reset or increase at FXIFY?

FXIFY starts all funded traders at 80% profit split, with the potential to increase up to 90% based on their progression criteria. The exact requirements for split increases depend on factors like account scaling, consistency, or time-based milestones that FXIFY defines. Contact FXIFY directly for specific progression requirements as these may vary by account size or program updates.

Is FXIFY's payout calculated on account balance or equity?

FXIFY's payout is calculated on net profit, which is the difference between your current account equity and your starting account balance. If you start with $100,000 and your equity reaches $105,000, your net profit is $5,000 regardless of any open positions. The payout amount is then calculated as 80-90% of this $5,000 net profit figure.

Updated 2026-03-08

FXIFY Payout Split & Schedule Rule Explained

FXIFY

Quick Answer

FXIFY offers an 80% payout split that can increase to 90% of net profits on funded accounts.

The payout is calculated based on net profit generated in your funded trading account, with payments available on-demand. The split starts at 80% and can increase up to 90% based on performance or account progression. There is no breach condition for this rule as it defines profit distribution rather than account restrictions.

Key Rule Details

Base Split

80%

Max Split

90%

Frequency

on-demand

Consistency Rule

Fee Refunded

Yes (with first payout)

Calculation Example

Account Size: $100,000 — Payout Split & Schedule: 80% (up to 90%)

Account Size	$100,000
Payout Split & Schedule Limit	80% (up to 90%)
Scenario: Closed P&L	$5,000 profit generated
Scenario: Floating P&L	80% payout split
Total Exposure	$4,000
Remaining Buffer	$1,000 retained by firm

Limit used:80%

Common Mistakes

Expecting Gross Profit Payouts

Traders often calculate payouts based on their total winning trades instead of net profit. If you make $1,000 in winning trades but have $300 in losing trades, your payout is calculated on the $700 net profit, not the full $1,000. This leads to disappointment when payout amounts are lower than expected.

Requesting Payouts Too Early

Some traders request payouts immediately after reaching small profits without considering account sustainability. Withdrawing your first $200 profit (receiving $160 at 80%) might leave your account undercapitalized for proper position sizing. This often leads to overleveraging and subsequent rule violations to rebuild the account.

Ignoring Payout Processing Times

Despite on-demand availability, traders often expect instant transfers to their bank accounts. FXIFY processes payouts on-demand, but bank transfers typically take 1-3 business days. Trading aggressively while waiting for funds can lead to unnecessary risks and potential account violations.

Misunderstanding Progression Requirements

Traders assume the 90% split is automatic after certain profit levels without checking FXIFY's specific progression criteria. Some continue trading expecting higher splits that may require account scaling or time-based milestones. This confusion can lead to unrealistic income projections and poor risk management decisions.

Protection Strategies

Maintain Higher Profit Targets Before Withdrawal

Set personal withdrawal thresholds well above minimum requirements to ensure account sustainability. For example, on a $100,000 account, wait until you have at least $1,000-2,000 in profits before requesting your first payout. This buffer helps maintain proper position sizing and reduces pressure to immediately rebuild withdrawn capital.

Calculate Position Sizes on Net Equity

Always base your position sizing calculations on your account equity after considering potential payouts. If you have $5,000 net profit and plan to withdraw $4,000, ensure your position sizes work with the remaining account balance. This prevents overleveraging after withdrawals and maintains consistent risk management.

Set Up Profit Milestone Alerts

Create alerts at specific net profit levels that align with your payout strategy. Set notifications at 2%, 5%, and 10% account growth to remind yourself to evaluate payout timing. This systematic approach helps you make calculated withdrawal decisions rather than emotional ones during winning or losing streaks.

Schedule Withdrawal Reviews During Low Activity

Plan payout requests during periods when you won't be actively trading, such as weekends or major holidays. This prevents the psychological pressure to trade aggressively while waiting for funds or immediately after reducing your account balance. Time your withdrawals to align with your natural trading breaks or lower volatility periods.

Related Rules

Profit Target (Phase 1)

10%

→

Profit Target (Phase 2)

→

FXIFY Comparisons

/Compare/Fundednext vs Fxify /Compare/Ftmo vs Fxify /Compare/Fundingpips vs Fxify /Compare/The Funded Trader vs Fxify

Frequently Asked Questions

Disclaimer: This guide is for informational purposes only and does not constitute financial advice. Prop firm rules change regularly — always verify current terms on FXIFY's official website before purchasing a challenge. Updated 2026-03-08.