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Updated 2026-03-08
FXIFY vs AquaFunded: Which Prop Firm Is Better?
Traders choosing between FXIFY and AquaFunded face a classic trade-off between entry cost and profit potential. FXIFY offers one of the cheapest $100K challenges at just $59, while AquaFunded counters with a 90-100% profit split compared to FXIFY's 80-90%. Both firms launched in 2023 and allow news trading and automated strategies, but differ significantly in their pricing structure and payout terms. This comparison examines their challenge costs, trading rules, and profit-sharing models to help you decide which firm aligns with your trading capital and profit expectations.
F
FXIFY
Est. 2023 · London, UK
4.4
5,000 reviews
VS
1 wins
7 ties
6 wins
A
AquaFunded
Est. 2023 · N/A
4.3
200 reviews
Feature
FXIFY
AquaFunded
Challenge Price ($100K)
$59✓ Lower entry cost
$283
Phase 1 Profit Target
10%
10%
Phase 2 Profit Target
5%
5%
Max Daily Loss
4%
5%✓ More daily loss room
Max Total Loss
10%
10%
Min Trading Days
0 days
None✓ No minimum
Time Limit (Phase 1)
No limit
No limit
Payout Split
80% (up to 90%)
90% (up to 100%)✓ Higher profit split
FXIFY
Pros
+First payout on demand after closing first trade - no minimum days or targets
+Up to $400,000 starting capital with scaling up to $4M available
+No consistency rules, no stop loss required, weekend holding allowed
+EAs, Martingale & Grid strategies allowed with flexible trading conditions
+$35M+ already paid out to traders with highest single payout of $117,000
Cons
−Relatively new firm established in 2023 with shorter track record
−Higher leverage options require add-ons at checkout (up to 1:50)
−Some account customization features require additional fees
−Limited information on specific challenge pricing for larger accounts
AquaFunded
Pros
+Instant funding option available to skip evaluation challenges
+Up to 100% profit split with payout on demand
+No time limits on challenges — trade at your own pace
+Reward guarantee with 24-hour payout or $1000 compensation
Cons
−Relatively new firm (founded 2023) with limited track record
−Lower Trustpilot review count compared to established competitors
−Some account sizes show higher daily loss limits (5%) vs 3% standard
−Instant funding requires higher fees than challenge models
Our Verdict
Which Should You Choose?
FXIFY is the clear choice for traders with limited starting capital or those wanting to test multiple prop firms without significant upfront investment. At $59 for a $100K challenge versus AquaFunded's $283, FXIFY costs nearly 80% less to enter. The 4.4/5 Trustpilot rating from 5,000 reviews also provides more confidence than AquaFunded's 200 reviews, despite the slightly lower score.
AquaFunded suits profitable traders who prioritize maximizing their take-home profits over entry costs. The 90-100% profit split versus FXIFY's 80-90% means an extra $1,000-2,000 on every $10,000 in profits. Combined with the 5% daily loss limit (versus 4%) and bi-weekly payouts, AquaFunded gives experienced traders more room to operate and faster access to profits.
For most traders, FXIFY's dramatically lower entry cost outweighs AquaFunded's profit split advantage. Unless you're consistently profitable and plan to generate significant monthly profits, the $224 savings on the challenge fee provides better risk-adjusted value than the higher profit split.
Choose FXIFY if:
→First payout on demand after closing first trade - no minimum days or targets
→Up to $400,000 starting capital with scaling up to $4M available
→No consistency rules, no stop loss required, weekend holding allowed
→EAs, Martingale & Grid strategies allowed with flexible trading conditions
Choose AquaFunded if:
→Instant funding option available to skip evaluation challenges
→Up to 100% profit split with payout on demand
→No time limits on challenges — trade at your own pace
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.