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Updated 2026-03-08
FXIFY vs PipFarm: Which Prop Firm Is Better?
Traders evaluating FXIFY versus PipFarm face a choice between ultra-low entry costs and maximum profit flexibility. FXIFY's $59 challenge fee for a $100K account creates one of the lowest barriers to entry in prop trading, while PipFarm's $750 fee comes with a 99% profit split and single-phase evaluation. Both firms launched in 2023 but take fundamentally different approaches to trader qualification and profit sharing. This comparison examines their challenge structures, risk parameters, and payout terms to help you determine which model aligns with your trading style and capital constraints.
F
FXIFY
Est. 2023 · London, UK
4.4
5,000 reviews
VS
8 wins
3 ties
3 wins
P
PipFarm
Est. 2023 · N/A
4.3
1,000 reviews
Feature
FXIFY
PipFarm
Challenge Price ($100K)
$59✓ Lower entry cost
$750
Phase 1 Profit Target
10%
N/A
Phase 2 Profit Target
5%
None (single-phase)✓ Single-phase evaluation
Max Daily Loss
4%✓ More daily loss room
2%
Max Total Loss
10%✓ More drawdown room
6%
Min Trading Days
0 days
None✓ No minimum
Time Limit (Phase 1)
No limit✓ No time limit
90 days
Payout Split
80% (up to 90%)
99%✓ Higher profit split
FXIFY
Pros
+First payout on demand after closing first trade - no minimum days or targets
+Up to $400,000 starting capital with scaling up to $4M available
+No consistency rules, no stop loss required, weekend holding allowed
+EAs, Martingale & Grid strategies allowed with flexible trading conditions
+$35M+ already paid out to traders with highest single payout of $117,000
Cons
−Relatively new firm established in 2023 with shorter track record
−Higher leverage options require add-ons at checkout (up to 1:50)
−Some account customization features require additional fees
−Limited information on specific challenge pricing for larger accounts
PipFarm
Pros
+Highest profit share in the industry at up to 99%
+Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
+Fast scaling program up to $1.5M maximum allocation
+Flexible payout intervals with weekly option available
+Experience points system with increasing benefits and profit share up to 99%
Cons
−Relatively new firm founded in 2023 with limited track record
−Limited to cTrader platform only
−Complex rule structure with multiple modes may be confusing for beginners
−90-day time limit resets after each payout adding pressure
−Many features require additional fees as add-ons
Our Verdict
Which Should You Choose?
FXIFY suits aggressive traders and beginners who need maximum flexibility and low entry barriers. With 4% daily loss limits versus PipFarm's restrictive 2%, plus 10% total drawdown room compared to 6%, FXIFY accommodates scalpers and volatile trading strategies. The $59 entry cost makes it ideal for traders testing their skills without significant capital risk, while still offering reasonable 80-90% profit splits.
PipFarm targets consistent, low-risk traders who can handle tighter constraints in exchange for maximum profit retention. The 99% profit split is exceptional, but the 2% daily loss limit and 6% total drawdown suit only disciplined swing traders and position traders. The $750 entry fee filters out casual traders, creating a more serious trader pool.
For most traders, FXIFY provides the better overall package. The dramatically lower entry cost, doubled risk tolerance, and strong profit splits (80-90%) outweigh PipFarm's higher payout percentage. Only experienced, conservative traders who consistently stay within 2% daily risk should consider PipFarm's premium model.
Choose FXIFY if:
→First payout on demand after closing first trade - no minimum days or targets
→Up to $400,000 starting capital with scaling up to $4M available
→No consistency rules, no stop loss required, weekend holding allowed
→EAs, Martingale & Grid strategies allowed with flexible trading conditions
Choose PipFarm if:
→Highest profit share in the industry at up to 99%
→Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
→Fast scaling program up to $1.5M maximum allocation
→Flexible payout intervals with weekly option available
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.