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Updated 2026-03-08
FXIFY vs Funded Trading Plus: Which Prop Firm Is Better?
Traders choosing between FXIFY and Funded Trading Plus face a classic tradeoff between low entry costs and superior profit-sharing terms. FXIFY's $100K challenge costs just $59 compared to Funded Trading Plus's $549, but Funded Trading Plus offers weekly payouts and profit splits that scale up to 100% versus FXIFY's 90% maximum. This comparison examines the challenge structures, trading rules, payout policies, and platform offerings to help you determine which firm aligns with your trading capital and profit expectations.
F
FXIFY
Est. 2023 · London, UK
4.4
5,000 reviews
VS
2 wins
7 ties
5 wins
FT
Funded Trading Plus
Est. 2021 · London, UK
4.7
3,000 reviews
Feature
FXIFY
Funded Trading Plus
Challenge Price ($100K)
$59✓ Lower entry cost
$549
Phase 1 Profit Target
10%
10%
Phase 2 Profit Target
5%
5%
Max Daily Loss
4%
5%✓ More daily loss room
Max Total Loss
10%
10%
Min Trading Days
0 days
None✓ No minimum
Time Limit (Phase 1)
No limit
No limit
Payout Split
80% (up to 90%)
80% (up to 100%)✓ Higher profit split
FXIFY
Pros
+First payout on demand after closing first trade - no minimum days or targets
+Up to $400,000 starting capital with scaling up to $4M available
+No consistency rules, no stop loss required, weekend holding allowed
+EAs, Martingale & Grid strategies allowed with flexible trading conditions
+$35M+ already paid out to traders with highest single payout of $117,000
Cons
−Relatively new firm established in 2023 with shorter track record
−Higher leverage options require add-ons at checkout (up to 1:50)
−Some account customization features require additional fees
−Limited information on specific challenge pricing for larger accounts
Funded Trading Plus
Pros
+Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
+Fast weekly reward frequency starting from day 0
+No monthly fees with transparent pricing structure
+News trading allowed and weekend holding permitted
+Swap-free accounts available with no virtual charges for overnight positions
Cons
−Lower leverage at 1:30 compared to many competitors
−Limited account size options shown with pricing
−Add-on features require additional 15% fees each
−Relatively new firm established in 2021
Our Verdict
Which Should You Choose?
FXIFY suits budget-conscious traders and those testing multiple prop firms simultaneously. The $59 entry cost for a $100K account makes it ideal for beginners or traders who want to evaluate a firm's processes without significant upfront investment. However, the 4% daily loss limit and capped 90% profit split may frustrate experienced traders seeking maximum flexibility and earnings potential.
Funded Trading Plus better serves committed traders with larger budgets who prioritize profit optimization over entry costs. The 5% daily loss room, 100% profit split potential, and weekly payout schedule create a more favorable environment for serious capital growth. For traders confident in their abilities and willing to invest $549 upfront, Funded Trading Plus offers superior long-term earning potential that justifies the higher entry barrier.
Choose FXIFY if:
→First payout on demand after closing first trade - no minimum days or targets
→Up to $400,000 starting capital with scaling up to $4M available
→No consistency rules, no stop loss required, weekend holding allowed
→EAs, Martingale & Grid strategies allowed with flexible trading conditions
Choose Funded Trading Plus if:
→Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
→Fast weekly reward frequency starting from day 0
→No monthly fees with transparent pricing structure
→News trading allowed and weekend holding permitted
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.