TPThe Trading Playbook

Updated 2026-03-08

FundingPips Payout Split & Schedule Rule Explained

FundingPips
Quick Answer

FundingPips offers traders 60% profit split (up to 100%) paid weekly, bi-weekly, monthly or on demand.

The payout is calculated as 60% of net profits generated in your funded account, with potential increases up to 100% based on performance. Profits are paid out on flexible schedules including weekly, bi-weekly, monthly, or on-demand options. There's no breach of this rule since it's a benefit structure, but understanding net profit calculation is crucial for accurate payout expectations.

Key Rule Details

Base Split
60%
Max Split
100%
Frequency
weekly, bi-weekly, monthly or on demand
Consistency Rule
No
Fee Refunded
No

Calculation Example

Account Size: $100,000Payout Split & Schedule: 60% (up to 100%)
Account Size$100,000
Payout Split & Schedule Limit60% (up to 100%)
Scenario: Closed P&L$5,000 profit generated
Scenario: Floating P&L60% payout split
Total Exposure$3,000
Remaining Buffer$2,000 retained by firm
Limit used:60%

Common Mistakes

Expecting Gross Profit Payouts
Traders often calculate their expected payout based on gross profits instead of net profits. If you make $1,000 but have $200 in losses, your net profit is $800, so your 60% payout would be $480, not $600. This miscalculation leads to disappointment when receiving smaller-than-expected payments.
Misunderstanding Payout Timing Options
Some traders assume payouts are automatically weekly or monthly without selecting their preferred schedule. FundingPips offers flexible payout timing including on-demand options, but you must actively choose and request your preferred schedule. Failing to understand this can delay your profit distributions unnecessarily.
Confusing Split Increases
Traders often don't understand how the profit split increases from 60% up to 100%. The progression isn't automatic or clearly defined in basic terms, leading to unrealistic expectations about when higher splits kick in. This confusion can affect trading psychology and profit planning strategies.
Ignoring Unrealized P&L Impact
Traders sometimes expect payouts based on floating profits that haven't been closed. If you have $500 in closed profits but $300 in unrealized gains, only the $500 closed profit counts toward your net profit calculation. Your 60% payout would be $300, not the $480 you might expect from total account growth.

Protection Strategies

Track Net Profit Separately from Account Growth
Maintain a detailed log of closed trades to calculate actual net profit versus account balance changes. This ensures you accurately predict your 60% payout amount and avoid disappointment from unrealized gains or temporary drawdowns affecting your expectations.
Size Positions for Consistent Profit Generation
Use position sizing that allows for steady profit accumulation while respecting the 5% daily loss and 10% total loss limits. Smaller, consistent wins help build net profits steadily, maximizing your 60% payout potential while maintaining account safety for continued profit sharing.
Set Up Payout Schedule Monitoring
Establish alerts to track your net profit milestones and payout schedule preferences with FundingPips. Monitor your closed trade profits weekly to determine optimal payout timing, whether weekly, bi-weekly, monthly, or on-demand based on your profit generation patterns.
Avoid Trading During Payout Processing
Reduce trading activity or avoid new positions during your chosen payout processing periods. This prevents complications with profit calculations and ensures clean net profit figures for your 60% split, avoiding delays or confusion in payment processing from ongoing trade activity.

Related Rules

Maximum Daily Loss
5%
Maximum Total Loss
10%
Profit Target (Phase 1)
8%
Profit Target (Phase 2)
5%

FundingPips Comparisons

/Compare/Fundednext vs Fundingpips/Compare/Ftmo vs Fundingpips/Compare/Fundingpips vs The Funded Trader/Compare/Fundingpips vs The5ers

Frequently Asked Questions

Disclaimer: This guide is for informational purposes only and does not constitute financial advice. Prop firm rules change regularly — always verify current terms on FundingPips's official website before purchasing a challenge. Updated 2026-03-08.