Does FundingPips's Profit Target (Phase 2) include unrealized profits from open positions?

No, only realized profits from closed trades count toward the 5% profit target. Open positions with floating profits do not contribute to meeting the requirement. You must close profitable trades to have them count toward your Phase 2 completion.

What happens if I breach the Profit Target (Phase 2)?

You cannot breach the profit target rule - it's a requirement you must meet, not a limit you can violate. If you fail to achieve 5% profit during Phase 2, you simply don't qualify for a funded account. You would need to restart the evaluation process from Phase 1.

Does the 5% profit target reset if I have losing days during Phase 2?

No, the profit target is cumulative and based on your overall performance during Phase 2. Losing days will reduce your total profits, but the 5% requirement remains constant throughout the evaluation period. You need to achieve net 5% profit regardless of daily fluctuations.

Is the profit target calculated on account balance or equity?

The 5% profit target is calculated based on your initial Phase 2 account balance when you start the evaluation. It remains fixed at this amount even if your account balance grows during trading. For example, a $50,000 account always requires $2,500 profit regardless of current balance.

Updated 2026-03-08

FundingPips Profit Target (Phase 2) Rule Explained

FundingPips

Quick Answer

FundingPips's Profit Target (Phase 2) requires traders to achieve 5% profit to pass Phase 2.

The profit target is calculated based on your initial Phase 2 account balance and must be reached through realized profits. Failing to achieve this 5% profit means you cannot progress to receive a funded account and must restart the evaluation process.

Key Rule Details

Target

Dollar Target ($100,000)

$5,000

Phase

Phase 2 only

Time Limit

None

Min Days

3 days

Calculation Example

Account Size: $100,000 — Profit Target (Phase 2): $5,000

Account Size	$100,000
Profit Target (Phase 2) Limit	$5,000
Scenario: Closed P&L	$3,000
Scenario: Floating P&L	$0
Total Exposure	$3,000
Remaining Buffer	$2,000

Limit used:60%

Common Mistakes

Counting Unrealized Profits

Traders assume floating profits count toward the 5% target and stop trading while positions are open. Only closed, realized profits contribute to meeting the profit target. On a $50,000 account, having $2,600 in open profits doesn't mean you've achieved the required $2,500 target.

Rushing Near Deadline

Traders panic when approaching evaluation deadlines and take excessive risks to hit the 5% target quickly. This often leads to violating the 5% daily loss or 10% total loss limits. A $100,000 account needs $5,000 profit, but risking $5,000 daily to achieve it can cause immediate failure.

Ignoring Compounding Requirements

Traders calculate the target based on their current balance instead of the initial Phase 2 balance. If your $25,000 account grows to $26,000, you still only need $1,250 total profit (5% of initial), not 5% of the new balance.

Stopping at Minimum

Traders stop trading immediately after hitting exactly 5% profit, leaving no buffer for potential losses. With a $50,000 account, achieving exactly $2,500 profit means any subsequent loss could drop you below the target if you haven't secured the passing status yet.

Protection Strategies

Target 6-7% Personal Buffer

Aim for 6-7% profit instead of the minimum 5% requirement to create a safety margin. On a $50,000 account, target $3,000-$3,500 instead of just $2,500. This buffer protects against small losses that could drop you below the passing threshold.

Use 1% Maximum Risk Per Trade

Limit each trade to 1% risk of your account balance to achieve steady progress toward the 5% target. On a $25,000 account, risk only $250 per trade, requiring 5 successful 1:1 trades to reach the $1,250 profit target safely.

Set Profit Milestone Alerts

Create alerts at 3%, 4%, and 5% profit levels to track progress toward your target. On a $100,000 account, set alerts at $3,000, $4,000, and $5,000 to monitor how close you are to the required target without constantly checking.

Reduce Size After Target Achievement

Once you've secured the 5% profit target, reduce position sizes significantly to preserve your passing status. After reaching $2,500 on a $50,000 account, trade with smaller positions to stay active while protecting your qualification for the funded account.

Related Rules

Profit Target (Phase 1)

FundingPips Comparisons

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Frequently Asked Questions

Disclaimer: This guide is for informational purposes only and does not constitute financial advice. Prop firm rules change regularly — always verify current terms on FundingPips's official website before purchasing a challenge. Updated 2026-03-08.