Which firm has easier evaluation requirements?

FundingPips has significantly easier evaluation requirements with a single-phase challenge versus FTMO's two-phase system. FundingPips also eliminates daily loss limits, minimum trading days, and time restrictions that cause most FTMO failures.

Can I trade news events with both firms?

FTMO restricts news trading during major economic releases, while FundingPips' news trading policy is unclear. Traders focusing on news-based strategies should verify FundingPips' specific restrictions before choosing.

Are both FTMO and FundingPips legitimate prop firms?

FTMO has established legitimacy through 8 years of operation and 40,000 Trustpilot reviews at 4.8/5 rating. FundingPips, founded in 2022, shows promise with 48,000 reviews at 4.5/5 but lacks FTMO's proven long-term track record.

Which firm should I choose if I keep failing evaluations?

Choose FundingPips if you fail due to daily loss limits, time pressure, or minimum trading day requirements. Choose FTMO if you fail due to overall profitability issues, as their structured approach may help develop better trading discipline.

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Updated 2026-03-08

FTMO vs FundingPips: Which Prop Firm Is Better?

Traders choosing between FTMO and FundingPips face a decision between proven track record versus evaluation flexibility. FTMO offers the established credibility of a 2015-founded firm with structured two-phase evaluations, while FundingPips promises single-phase challenges with no daily loss limits or time constraints. This comparison examines their evaluation structures, trading rules, payout systems, and real-world performance to determine which firm better serves different trading styles. Both firms maintain strong Trustpilot ratings, but their approaches to trader evaluation differ significantly.

FTMO

Est. 2015 · Prague, Czech Republic

4.8

41,683 reviews

6 wins

4 ties

4 wins

FundingPips

Est. 2022 · Dubai, UAE

4.5

46K+ reviews

Feature

FTMO

FundingPips

Challenge Price ($100K)

$540

N/A

Phase 1 Profit Target

10%

N/A

Phase 2 Profit Target

None (single-phase)✓ Single-phase evaluation

Max Daily Loss

No limit✓ No daily loss limit

Max Total Loss

10%

N/A

Min Trading Days

4 days

None✓ No minimum

Time Limit (Phase 1)

30 days

No limit✓ No time limit

Payout Split

80% (up to 90%)

N/A

FTMO

Pros

+Most established and trusted brand in prop trading (est. 2015)

+Free retry policy if profit target met but other rule breached

+Multiple platform options (MT4, MT5, cTrader, DXtrade)

+Strong payout track record — $500M+ total paid to traders

+Performance coaching and FTMO Academy included

Cons

−News trading restricted (2 min buffer around major events)

−Higher challenge prices than most competitors at same account sizes

−Scaling plan slower than rivals (25% increase every 4 months)

−Maximum initial allocation capped at $200K before scaling

FundingPips

Pros

+Zero reward denials policy for peace of mind trading

+Flexible payout cycles from weekly to on-demand with up to 100% profit share

+Multiple platform options including MT5, Match-Trader and cTrader

+Claims over $200M earned by traders globally with strong payout track record

+Instant funding option available alongside traditional evaluation process

Cons

−Limited information available about detailed trading rules and restrictions

−Newer firm established in 2022 with less track record than older competitors

−Maximum simulated capital capped at $300K which is lower than some rivals

Our Verdict

Which Should You Choose?

FTMO suits traders who prefer structured evaluations and prioritize reliable, frequent payouts over flexibility. The firm's bi-weekly payout schedule, established reputation since 2015, and higher Trustpilot rating (4.8/5 vs 4.5/5) make it ideal for consistent performers who can meet daily loss limits and time constraints. FTMO's restrictions on news trading and requirement for 4 minimum trading days favor systematic traders over scalpers or news-based strategies.

FundingPips targets traders who struggle with traditional evaluation constraints, particularly those who need unlimited time or cannot manage strict daily drawdown limits. The single-phase evaluation with no daily loss limits, no minimum trading days, and no time restrictions appeals to swing traders, position traders, and those who've failed other firm's evaluations due to timing rather than profitability.

For most traders, FTMO remains the superior choice due to its proven payout history, faster payment frequency, and platform variety. However, traders who consistently breach daily loss limits or need more evaluation flexibility should choose FundingPips despite the lack of clear payout data.

Choose FTMO if:

→Most established and trusted brand in prop trading (est. 2015)

→Free retry policy if profit target met but other rule breached

→Multiple platform options (MT4, MT5, cTrader, DXtrade)

→Strong payout track record — $500M+ total paid to traders

Choose FundingPips if:

→Zero reward denials policy for peace of mind trading

→Flexible payout cycles from weekly to on-demand with up to 100% profit share

→Multiple platform options including MT5, Match-Trader and cTrader

→Claims over $200M earned by traders globally with strong payout track record

FTMO — Start Your Challenge →Or try FundingPips instead

Most traders choose FTMO based on this comparison

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Frequently Asked Questions

FTMO vs FundingPips FAQ

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Try FTMO →Try FundingPips →

Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.