What's the difference in daily loss limits between PipFarm and OneFunded?

PipFarm enforces a 2% maximum daily loss limit, meaning you'll fail the challenge if you lose more than 2% in a single trading day. OneFunded has no daily loss limit, allowing you to lose any amount in one day as long as you stay within the overall maximum drawdown rules.

Can I use Expert Advisors on both PipFarm and OneFunded?

OneFunded explicitly allows EA and bot trading across their challenges and funded accounts. PipFarm's EA policy is not clearly specified in their current terms, which typically means restrictions may apply or clarification is needed before using automated strategies.

Are PipFarm and OneFunded legitimate prop firms?

Both firms were founded in 2023 and have identical Trustpilot ratings of 4.2-4.3 stars from 1,000 reviews each. While both are relatively new to the prop trading space, their review scores suggest positive trader experiences, though the identical metrics warrant independent verification of their track records.

Which firm is better for swing traders?

OneFunded is significantly better for swing traders due to its lack of daily loss limits and unlimited time to complete Phase 1. PipFarm's 2% daily loss limit and 90-day time constraint can easily trap swing traders who hold positions through volatile periods or need extended time to develop their edge.

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Updated 2026-03-08

PipFarm vs OneFunded: Which Prop Firm Is Better?

Traders choosing between PipFarm and OneFunded face a decision between strict daily rules versus unlimited flexibility. The core difference lies in risk management approach: PipFarm enforces a 2% daily loss limit and 90-day time constraints, while OneFunded removes both restrictions entirely. OneFunded also provides more trading platform options and allows EA trading, while PipFarm focuses on scaling potential. This comparison examines their challenge structures, payout terms, and trading conditions to determine which firm aligns with different trading strategies.

PipFarm

Est. 2023 · N/A

4.3

1,000 reviews

1 wins

4 ties

5 wins

OneFunded

Est. 2023 · N/A

4.4

1,000 reviews

Feature

PipFarm

OneFunded

Challenge Price ($100K)

$750

N/A

Max Daily Loss

No limit✓ No daily loss limit

Max Total Loss

N/A

Time Limit (Phase 1)

90 days

No limit✓ No time limit

Payout Split

99%

N/A

Payout Frequency

7 days

bi-weekly✓ Faster payouts

Platforms

cTrader

MT5, cTrader, DXtrade✓ More platform options

EA / Bots

N/A

Allowed✓ EA trading allowed

PipFarm

Pros

+Highest profit share in the industry at up to 99%

+Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles

+Fast scaling program up to $1.5M maximum allocation

+Flexible payout intervals with weekly option available

+Experience points system with increasing benefits and profit share up to 99%

Cons

−Relatively new firm founded in 2023 with limited track record

−Limited to cTrader platform only

−Complex rule structure with multiple modes may be confusing for beginners

−90-day time limit resets after each payout adding pressure

−Many features require additional fees as add-ons

OneFunded

Pros

+No time deadlines for challenges - focus on performance over time constraints

+Up to 90% profit share for traders

+Multi-platform support including MT5, cTrader, and DXtrade

+Virtual capital trading with no personal investment required

+14-day payout cycle with transparent tracking dashboard

Cons

−Relatively new firm established in 2023 with limited track record

−MT5 not available for clients in USA and Turkey

−cTrader not available for clients in USA

−Limited specific rule details provided on main website

Our Verdict

Which Should You Choose?

OneFunded suits traders who need maximum flexibility and use automated strategies. The removal of daily loss limits and time constraints makes it ideal for swing traders, news traders, and anyone using EAs or bots. With MT5, cTrader, and DXtrade platform options, it accommodates traders across different technical setups. The bi-weekly payout schedule, while slower than PipFarm's 7-day cycle, is offset by the unlimited trading freedom.

PipFarm works better for disciplined day traders who prefer structure and faster payouts. The 2% daily loss limit forces strict risk management, which benefits newer traders or those prone to overtrading. The 7-day payout frequency provides quicker access to profits, and the superior scaling potential rewards consistent performance. However, the 90-day time limit and cTrader-only platform create unnecessary restrictions.

For most traders, OneFunded offers the better deal. The elimination of daily loss limits and time pressure creates a more realistic trading environment, while EA support opens doors for automated strategies. Unless you specifically value faster payouts and need scaling beyond standard limits, OneFunded's flexibility outweighs PipFarm's constraints.

Choose PipFarm if:

→Highest profit share in the industry at up to 99%

→Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles

→Fast scaling program up to $1.5M maximum allocation

→Flexible payout intervals with weekly option available

Choose OneFunded if:

→No time deadlines for challenges - focus on performance over time constraints

→Up to 90% profit share for traders

→Multi-platform support including MT5, cTrader, and DXtrade

→Virtual capital trading with no personal investment required

OneFunded — Start Your Challenge →Or try PipFarm instead

Most traders choose OneFunded based on this comparison

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Frequently Asked Questions

PipFarm vs OneFunded FAQ

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Try PipFarm →Try OneFunded →

Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.