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Updated 2026-03-08
FundingPips vs PipFarm: Which Prop Firm Is Better?
Traders choosing between FundingPips and PipFarm face a decision between established reliability and streamlined evaluation structure. FundingPips offers significantly more trading room with 5% daily loss limits versus PipFarm's restrictive 2%, while PipFarm eliminates the Phase 2 evaluation entirely with its single-phase challenge. This comparison examines their evaluation requirements, risk management rules, and payout structures to help you determine which firm aligns with your trading style and risk tolerance.
F
FundingPips
Est. 2022 · Dubai, UAE
4.5
48,000 reviews
VS
6 wins
3 ties
3 wins
P
PipFarm
Est. 2023 · N/A
4.3
1,000 reviews
Feature
FundingPips
PipFarm
Challenge Price ($100K)
N/A
$750
Phase 1 Profit Target
8%
N/A
Phase 2 Profit Target
5%
None (single-phase)✓ Single-phase evaluation
Max Daily Loss
5%✓ More daily loss room
2%
Max Total Loss
10%✓ More drawdown room
6%
Min Trading Days
3 days
None✓ No minimum
Time Limit (Phase 1)
No limit✓ No time limit
90 days
Payout Split
60% (up to 100%)✓ Higher profit split
99%
FundingPips
Pros
+Zero reward denials policy for peace of mind trading
+Flexible payout cycles from weekly to on-demand with up to 100% profit share
+Multiple platform options including MT5, Match-Trader and cTrader
+Claims over $200M earned by traders globally with strong payout track record
+Instant funding option available alongside traditional evaluation process
Cons
−Limited information available about detailed trading rules and restrictions
−Newer firm established in 2022 with less track record than older competitors
−Maximum simulated capital capped at $300K which is lower than some rivals
PipFarm
Pros
+Highest profit share in the industry at up to 99%
+Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
+Fast scaling program up to $1.5M maximum allocation
+Flexible payout intervals with weekly option available
+Experience points system with increasing benefits and profit share up to 99%
Cons
−Relatively new firm founded in 2023 with limited track record
−Limited to cTrader platform only
−Complex rule structure with multiple modes may be confusing for beginners
−90-day time limit resets after each payout adding pressure
−Many features require additional fees as add-ons
Our Verdict
Which Should You Choose?
FundingPips suits traders who need more breathing room and flexibility in their approach. With 5% daily loss limits, 10% total drawdown, and no time restrictions, it's ideal for swing traders, position holders, and anyone who trades volatile markets or larger position sizes. The 4.5/5 Trustpilot rating from 48,000 reviews also indicates more established operations and trader satisfaction.
PipFarm works better for consistent, low-risk scalpers who can operate within tight 2% daily loss constraints and prefer to skip the two-phase evaluation process. The 99% payout split is attractive, but the restrictive risk parameters and limited track record (only 1,000 reviews) make it suitable primarily for disciplined scalpers with proven low-drawdown strategies.
For most traders, FundingPips is the better choice due to its more forgiving risk management rules and proven track record, despite PipFarm's single-phase advantage.
Choose FundingPips if:
→Zero reward denials policy for peace of mind trading
→Flexible payout cycles from weekly to on-demand with up to 100% profit share
→Multiple platform options including MT5, Match-Trader and cTrader
→Claims over $200M earned by traders globally with strong payout track record
Choose PipFarm if:
→Highest profit share in the industry at up to 99%
→Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
→Fast scaling program up to $1.5M maximum allocation
→Flexible payout intervals with weekly option available
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.