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Updated 2026-03-08

The Funded Trader vs PipFarm: Which Prop Firm Is Better?

Traders choosing between The Funded Trader and PipFarm face a decision between an established firm with flexible rules versus a newer player with higher profit splits. The Funded Trader removes daily loss limits and time constraints entirely, while PipFarm offers a 99% payout split but imposes stricter trading parameters. The Funded Trader costs $489 for a $100K challenge compared to PipFarm's $750, yet each firm targets different trading styles. This comparison examines pricing, rules, platforms, and reputation to determine which prop firm aligns with your trading approach.

TF
The Funded Trader
Est. 2021 · Fort Lauderdale, USA
3
22,000 reviews
VS
7 wins
5 ties
1 wins
P
PipFarm
Est. 2023 · N/A
4.3
1,000 reviews
Feature
The Funded Trader
PipFarm
Challenge Price ($100K)
$489✓ Lower entry cost
$750
Phase 1 Profit Target
8%
N/A
Max Daily Loss
No limit✓ No daily loss limit
2%
Max Total Loss
N/A
6%
Min Trading Days
0 days
None✓ No minimum
Time Limit (Phase 1)
No limit✓ No time limit
90 days
Payout Split
N/A
99%
Payout Frequency
anytime payouts
7 days
The Funded Trader
Pros
+Multiple challenge types including one-step and three-step evaluations
+High maximum funding allocation up to $2.5M across different challenges
+VIP program offering up to 95% payout split
+News trading allowed on most challenges
+Fast payout eligibility in as little as 7 days on some challenges
Cons
−Simulated trading environment only, not real money trading
−Limited account size options shown in comparison table
−Proprietary technology monitoring may restrict some trading styles
−Maximum concurrent funded account limit of $600K
PipFarm
Pros
+Highest profit share in the industry at up to 99%
+Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
+Fast scaling program up to $1.5M maximum allocation
+Flexible payout intervals with weekly option available
+Experience points system with increasing benefits and profit share up to 99%
Cons
−Relatively new firm founded in 2023 with limited track record
−Limited to cTrader platform only
−Complex rule structure with multiple modes may be confusing for beginners
−90-day time limit resets after each payout adding pressure
−Many features require additional fees as add-ons
Our Verdict

Which Should You Choose?

The Funded Trader suits aggressive traders and scalpers who need maximum flexibility, offering no daily loss limits, no time constraints, and multiple platform options including MATCH-TRADER and DXTrade. At $489 for the $100K challenge versus PipFarm's $750, it provides better value for traders who prioritize rule flexibility over payout percentages. The firm's allowance of news trading and EA/bots makes it ideal for algorithmic traders and those who trade major announcements.

PipFarm appeals to consistent, conservative traders who can work within a 2% daily loss limit and value higher profit splits, offering 99% payouts compared to The Funded Trader's undisclosed rates. However, the 90-day time limit and $750 entry cost create additional pressure. The firm's 4.3/5 Trustpilot rating from 1,000 reviews suggests strong service, though the sample size is smaller than The Funded Trader's 22,000 reviews.

For most traders, The Funded Trader provides better overall value through lower costs, unlimited risk parameters, and platform variety, making it the stronger choice despite PipFarm's higher payout split and superior ratings.

Choose The Funded Trader if:
→Multiple challenge types including one-step and three-step evaluations
→High maximum funding allocation up to $2.5M across different challenges
→VIP program offering up to 95% payout split
→News trading allowed on most challenges
Choose PipFarm if:
→Highest profit share in the industry at up to 99%
→Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
→Fast scaling program up to $1.5M maximum allocation
→Flexible payout intervals with weekly option available
The Funded Trader — Start Your Challenge →Or try PipFarm instead

Most traders choose The Funded Trader based on this comparison

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Frequently Asked Questions

The Funded Trader vs PipFarm FAQ

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Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.