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Updated 2026-03-08
PipFarm vs SFX Funded: Which Prop Firm Is Better?
Traders choosing between PipFarm and SFX Funded face a decision between strict rules with scaling potential versus flexible time limits and risk management. The most significant differences lie in SFX Funded's unlimited time for Phase 1 and 3% daily loss limit compared to PipFarm's 90-day time constraint but 2% daily loss cap. Both firms launched in 2023, but PipFarm has built a larger review base with 1,000 Trustpilot reviews versus SFX Funded's 200. This comparison examines their challenge structures, risk parameters, payout systems, and platform offerings to help traders identify which firm aligns with their trading style and risk tolerance.
P
PipFarm
Est. 2023 · N/A
4.3
1,000 reviews
VS
2 wins
4 ties
3 wins
SF
SFX Funded
Est. 2023 · N/A
4
200 reviews
Feature
PipFarm
SFX Funded
Challenge Price ($100K)
$750
N/A
Max Daily Loss
2%
3%✓ More daily loss room
Max Total Loss
6%
6%
Time Limit (Phase 1)
90 days
No limit✓ No time limit
Payout Split
99%
N/A
Payout Frequency
7 days
bi-weekly✓ Faster payouts
Platforms
cTrader✓ More platform options
N/A
Free Retry
No
N/A
PipFarm
Pros
+Highest profit share in the industry at up to 99%
+Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
+Fast scaling program up to $1.5M maximum allocation
+Flexible payout intervals with weekly option available
+Experience points system with increasing benefits and profit share up to 99%
Cons
−Relatively new firm founded in 2023 with limited track record
−Limited to cTrader platform only
−Complex rule structure with multiple modes may be confusing for beginners
−90-day time limit resets after each payout adding pressure
−Many features require additional fees as add-ons
SFX Funded
Pros
+Offers up to 100% profit split to traders
+Challenge fees are 100% refundable
+Multiple account size options from $5,000 to $250,000
+Bi-weekly payout frequency
Cons
−Limited information available about trading rules and policies
−Relatively new firm established in 2023
−Lower leverage at 1:30 compared to many competitors
Our Verdict
Which Should You Choose?
SFX Funded suits traders who need flexibility and room to breathe during their evaluation phase. With no time limit on Phase 1 and a 3% daily loss allowance, it's ideal for swing traders, part-time traders, or those who prefer larger position sizes. The bi-weekly payout schedule also works well for traders who don't need immediate access to profits.
PipFarm better serves ambitious day traders and scalpers who want long-term growth potential. Despite the tighter 2% daily loss limit and 90-day Phase 1 constraint, the ability to scale up to $1,500,000 and access to cTrader platform makes it attractive for serious full-time traders. The 7-day payout frequency also benefits active traders who want quicker access to their earnings.
For most traders starting their prop firm journey, SFX Funded's forgiving structure outweighs PipFarm's scaling advantages. The unlimited time limit alone significantly reduces the pressure that causes many traders to fail evaluation phases, making it the safer choice despite PipFarm's slightly higher Trustpilot rating of 4.3/5 versus 4/5.
Choose PipFarm if:
→Highest profit share in the industry at up to 99%
→Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
→Fast scaling program up to $1.5M maximum allocation
→Flexible payout intervals with weekly option available
Choose SFX Funded if:
→Offers up to 100% profit split to traders
→Challenge fees are 100% refundable
→Multiple account size options from $5,000 to $250,000
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.