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Updated 2026-03-08
Lux Trading Firm vs PipFarm: Which Prop Firm Is Better?
Traders choosing between Lux Trading Firm and PipFarm face a clear trade-off between entry cost and profit share. Lux Trading Firm offers dramatically lower challenge costs at $260 versus PipFarm's $750 for a $100K account, but PipFarm counters with an exceptional 99% profit split compared to Lux's 80%. Both firms have solid reputations with over 1,000 Trustpilot reviews each, though they take different approaches to trader evaluation and ongoing trading rules. This comparison examines their challenge structures, trading conditions, and payout terms to help you determine which firm aligns better with your trading capital and strategy.
LT
Lux Trading Firm
Est. 2021 · London, UK
4
1,000 reviews
VS
7 wins
4 ties
2 wins
P
PipFarm
Est. 2023 · N/A
4.3
1,000 reviews
Feature
Lux Trading Firm
PipFarm
Challenge Price ($100K)
$260✓ Lower entry cost
$750
Phase 1 Profit Target
10%
N/A
Max Daily Loss
No limit✓ No daily loss limit
2%
Max Total Loss
6%
6%
Min Trading Days
0 days
None✓ No minimum
Time Limit (Phase 1)
No limit✓ No time limit
90 days
Payout Split
80%
99%✓ Higher profit split
Payout Frequency
instant
7 days
Lux Trading Firm
Pros
+Offers the largest account sizes in the industry up to $10,000,000
+1-stage evaluation process with instant funding available
+100% evaluation fee refund after passing first stage
+Instant withdrawals with no fixed payout cycles
+Real A-book execution with direct liquidity provider partnership
Cons
−Complex risk consistency rules requiring fixed percentage allocation per trade
−High-frequency trading and automated EAs strictly prohibited
−Single trade profit limited to 5% of profit target per stage
−Higher evaluation fees compared to many competitors
−Static 6% drawdown limit that doesn't move with account growth
PipFarm
Pros
+Highest profit share in the industry at up to 99%
+Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
+Fast scaling program up to $1.5M maximum allocation
+Flexible payout intervals with weekly option available
+Experience points system with increasing benefits and profit share up to 99%
Cons
−Relatively new firm founded in 2023 with limited track record
−Limited to cTrader platform only
−Complex rule structure with multiple modes may be confusing for beginners
−90-day time limit resets after each payout adding pressure
−Many features require additional fees as add-ons
Our Verdict
Which Should You Choose?
Lux Trading Firm is the better choice for most traders, particularly beginners and those with limited capital. The $260 challenge cost is 65% cheaper than PipFarm's $750, making it far more accessible for testing your skills without major financial commitment. More importantly, Lux offers unlimited time and no daily loss limits, which removes the pressure that often leads to poor trading decisions during evaluation phases.
PipFarm's 99% profit split sounds attractive, but it doesn't overcome the fundamental barriers of higher entry costs and restrictive 2% daily loss limits. The 19% difference in profit split only matters if you consistently profit, and PipFarm's tighter constraints make that harder to achieve. For experienced, well-capitalized traders who rarely hit daily loss limits and prioritize maximum profit retention, PipFarm could work. However, Lux Trading Firm's combination of affordability, flexibility, and reasonable profit sharing makes it the smarter choice for the majority of prop traders.
Choose Lux Trading Firm if:
→Offers the largest account sizes in the industry up to $10,000,000
→1-stage evaluation process with instant funding available
→100% evaluation fee refund after passing first stage
→Instant withdrawals with no fixed payout cycles
Choose PipFarm if:
→Highest profit share in the industry at up to 99%
→Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
→Fast scaling program up to $1.5M maximum allocation
→Flexible payout intervals with weekly option available
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.