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Updated 2026-03-08
Funded Trading Plus vs PipFarm: Which Prop Firm Is Better?
Traders choosing between Funded Trading Plus and PipFarm face a decision between an established firm with flexible rules versus a newer entrant with extremely high profit splits. The most significant differences lie in daily loss limits—Funded Trading Plus allows 4% versus PipFarm's restrictive 2%—and payout structures, where PipFarm offers 99% splits compared to Funded Trading Plus's 80-100% range. This comparison examines challenge costs, trading rules, payout terms, and firm credibility to help determine which prop firm aligns with your trading style and risk management approach.
FT
Funded Trading Plus
Est. 2021 · London, UK
4.7
3,000 reviews
VS
8 wins
3 ties
0 wins
P
PipFarm
Est. 2023 · N/A
4.3
1,000 reviews
Feature
Funded Trading Plus
PipFarm
Challenge Price ($100K)
$549✓ Lower entry cost
$750
Phase 1 Profit Target
10%
N/A
Max Daily Loss
4%✓ More daily loss room
2%
Max Total Loss
6%
6%
Time Limit (Phase 1)
No limit✓ No time limit
90 days
Payout Split
80% (up to 100%)✓ Higher profit split
99%
Payout Frequency
weekly✓ Faster payouts
7 days
Platforms
MT5, cTrader, DxTrade, Match Trade✓ More platform options
cTrader
Funded Trading Plus
Pros
+Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
+Fast weekly reward frequency starting from day 0
+No monthly fees with transparent pricing structure
+News trading allowed and weekend holding permitted
+Swap-free accounts available with no virtual charges for overnight positions
Cons
−Lower leverage at 1:30 compared to many competitors
−Limited account size options shown with pricing
−Add-on features require additional 15% fees each
−Relatively new firm established in 2021
PipFarm
Pros
+Highest profit share in the industry at up to 99%
+Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
+Fast scaling program up to $1.5M maximum allocation
+Flexible payout intervals with weekly option available
+Experience points system with increasing benefits and profit share up to 99%
Cons
−Relatively new firm founded in 2023 with limited track record
−Limited to cTrader platform only
−Complex rule structure with multiple modes may be confusing for beginners
−90-day time limit resets after each payout adding pressure
−Many features require additional fees as add-ons
Our Verdict
Which Should You Choose?
Funded Trading Plus is the clear winner for most traders, particularly those who prioritize trading flexibility and reasonable risk parameters. The 4% daily loss limit provides significantly more breathing room than PipFarm's restrictive 2%, making it suitable for scalpers, news traders, and anyone who occasionally takes larger position sizes. The lower $549 challenge cost versus PipFarm's $750 also makes it more accessible for traders testing the waters.
PipFarm's 99% profit split sounds attractive but becomes meaningless if the 2% daily loss limit prevents consistent profitability. The firm's 2023 founding date and limited 1,000 Trustpilot reviews also raise questions about long-term stability compared to Funded Trading Plus's 3,000 reviews and established track record since 2021.
Choose Funded Trading Plus unless you're an extremely conservative trader who never risks more than 1-1.5% daily and values the highest possible profit split above all else. For 90% of traders, Funded Trading Plus offers the better combination of reasonable rules, proven reliability, and lower barriers to entry.
Choose Funded Trading Plus if:
→Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
→Fast weekly reward frequency starting from day 0
→No monthly fees with transparent pricing structure
→News trading allowed and weekend holding permitted
Choose PipFarm if:
→Highest profit share in the industry at up to 99%
→Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
→Fast scaling program up to $1.5M maximum allocation
→Flexible payout intervals with weekly option available
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.