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Updated 2026-03-08
City Traders Imperium vs PipFarm: Which Prop Firm Is Better?
Choosing between City Traders Imperium and PipFarm comes down to whether you prioritize lower costs and unlimited trading flexibility, or prefer minimal trading requirements with higher profit splits. City Traders Imperium offers a significantly cheaper $100K challenge at $412 versus PipFarm's $750, plus no daily loss limits or time restrictions that can trip up active traders. This comparison examines their challenge structures, trading rules, and payout terms to help you determine which firm aligns better with your trading style and risk management approach.
CT
City Traders Imperium
Est. 2018 · London, UK
4.2
1,500 reviews
VS
9 wins
2 ties
2 wins
P
PipFarm
Est. 2023 · N/A
4.3
1,000 reviews
Feature
City Traders Imperium
PipFarm
Challenge Price ($100K)
$412✓ Lower entry cost
$750
Phase 1 Profit Target
8%
N/A
Max Daily Loss
No limit✓ No daily loss limit
2%
Max Total Loss
5%
6%✓ More drawdown room
Min Trading Days
3 days
None✓ No minimum
Time Limit (Phase 1)
No limit✓ No time limit
90 days
Payout Split
80% (up to 100%)✓ Higher profit split
99%
Payout Frequency
weekly✓ Faster payouts
7 days
City Traders Imperium
Pros
+Multiple account types: 1-step, 2-step challenges, and instant funding options
+Unlimited time limits on challenges with no expiration dates
+Up to 100% profit share available through VIP program progression
+Free access to CTI Academy educational content with all accounts
+24/7 multilingual customer support with 1-hour first response time
Cons
−No refunds available once any trading activity occurs on the account
−Limited information about specific trading instruments and leverage ratios
−Relatively high instant funding fees compared to challenge options
−VIP benefits require meeting specific performance criteria
PipFarm
Pros
+Highest profit share in the industry at up to 99%
+Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
+Fast scaling program up to $1.5M maximum allocation
+Flexible payout intervals with weekly option available
+Experience points system with increasing benefits and profit share up to 99%
Cons
−Relatively new firm founded in 2023 with limited track record
−Limited to cTrader platform only
−Complex rule structure with multiple modes may be confusing for beginners
−90-day time limit resets after each payout adding pressure
−Many features require additional fees as add-ons
Our Verdict
Which Should You Choose?
City Traders Imperium is the better choice for most active traders, particularly scalpers, news traders, and anyone who trades frequently throughout the day. The firm's lack of daily loss limits eliminates a major account-killer that plagues many prop traders, while the $338 lower entry cost for the $100K challenge makes it significantly more accessible. The unlimited time limit in Phase 1 also removes pressure that can lead to overtrading and poor decisions.
PipFarm may appeal to swing traders who prefer the 6% total drawdown versus City Traders Imperium's 5%, and those attracted to the 99% profit split. However, the 2% daily loss limit severely restricts trading flexibility, and the higher entry cost creates a meaningful barrier. Given that City Traders Imperium has been operating since 2018 with strong Trustpilot reviews versus PipFarm's single year in business, the established track record adds another layer of confidence.
For most traders, City Traders Imperium offers the better combination of affordability, trading freedom, and proven reliability. The cost savings alone pay for nearly another challenge attempt, while the rule structure supports rather than restricts profitable trading strategies.
Choose City Traders Imperium if:
→Multiple account types: 1-step, 2-step challenges, and instant funding options
→Unlimited time limits on challenges with no expiration dates
→Up to 100% profit share available through VIP program progression
→Free access to CTI Academy educational content with all accounts
Choose PipFarm if:
→Highest profit share in the industry at up to 99%
→Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
→Fast scaling program up to $1.5M maximum allocation
→Flexible payout intervals with weekly option available
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.