Does Top One Trader's Profit Target (Phase 2) include unrealized profits?

Yes, Top One Trader's 5% profit target includes both realized and unrealized profits as shown in your total account equity. If your account equity reaches 105% of the starting balance with open trades, you've achieved the target even without closing positions. The target is based on total equity, not just closed trade profits.

What happens if I breach the Profit Target (Phase 2)?

You cannot breach the profit target by making too much profit - there's no upper limit. The only consequence is not reaching the 5% minimum, which means you fail Phase 2 and cannot receive a funded account. You would need to purchase and restart Phase 2 to try again.

When does Top One Trader's Phase 2 profit target reset?

The Phase 2 profit target doesn't reset - it's a one-time achievement requirement for the entire phase. Once you reach 5% profit and meet all other requirements (like minimum trading days), you pass to funded status. The target is calculated from your initial Phase 2 starting balance throughout the entire evaluation period.

Is Top One Trader's profit target based on balance or equity?

The 5% profit target is based on total account equity, which includes both your balance plus any unrealized profits or losses from open positions. Your starting point is the initial Phase 2 account balance, but achievement is measured by equity reaching 105% of that starting amount. This means floating profits count toward your target completion.

Updated 2026-04-17

Top One Trader Profit Target (Phase 2) Rule Explained

Top One Trader

Quick Answer

Top One Trader's Phase 2 profit target is 5% of the initial Phase 2 account balance to receive funding.

The 5% profit target is calculated from your starting Phase 2 balance, meaning a $100,000 account needs $5,000 in profit. This includes both realized and unrealized profits in your account equity. Failing to reach this target means you cannot progress to a funded account and must restart Phase 2.

Key Rule Details

Target

Dollar Target ($100,000)

$5,000

Phase

Phase 2 only

Time Limit

None

Min Days

5 days

Calculation Example

Account Size: $100,000 — Profit Target (Phase 2): $5,000

Account Size	$100,000
Profit Target (Phase 2) Limit	$5,000
Scenario: Closed P&L	$3,000
Scenario: Floating P&L	$0
Total Exposure	$3,000
Remaining Buffer	$2,000

Limit used:60%

Common Mistakes

Closing Before Target Confirmation

Traders close profitable positions thinking they've hit 5% but only looking at realized P&L. Top One Trader counts unrealized profits, so you might close a winning trade at 4.8% realized when your open positions would have pushed total equity past 5%. On a $50,000 account, this means stopping at $2,400 profit instead of reaching the required $2,500.

Weekend Gap Risk

Holding positions over weekends near the 5% target can backfire due to gap openings. If you're at 4.7% profit on Friday with open trades, a negative gap could drop you significantly below target on Monday. On a $100,000 account, being at $4,700 profit could turn into $3,000 after a weekend gap, requiring you to rebuild $2,000 more.

Ignoring Other Rule Limits

Traders focus solely on reaching 5% profit while ignoring the 4% daily loss limit or 7% total loss limit. Taking excessive risk to hit the profit target can trigger these other rules first. On a $25,000 account, risking $2,000 in one day to reach $1,250 profit target violates the $1,000 daily loss limit.

Miscalculating From Current Balance

Some traders calculate the 5% target from their current account balance instead of the initial Phase 2 starting balance. If your $100,000 account is down to $95,000, the target remains $5,000 total profit (not $4,750 from current balance), meaning you need to reach $105,000 total equity, not $99,750.

Protection Strategies

Set Target at 5.5% Personal Buffer

Aim for 5.5% profit instead of exactly 5% to account for spread costs and small market movements. On a $100,000 account, target $5,500 instead of $5,000 to ensure you comfortably pass even with minor fluctuations. This extra 0.5% buffer protects against bid-ask spreads when closing positions.

Use 1% Risk Per Trade Maximum

Limit individual trade risk to 1% of account balance to steadily build toward 5% without triggering loss limits. On a $50,000 account, risk maximum $500 per trade, requiring 10 successful trades at 2:1 risk-reward to reach the $2,500 target. This prevents large drawdowns that make target achievement harder.

Set Equity Alerts at 4.8% Profit

Configure your platform to alert when total equity reaches 4.8% profit, giving you time to plan position exits strategically. On a $25,000 account, set alerts at $26,200 total equity so you can carefully manage the final $125 needed to reach $26,250. This prevents overshooting or missing the target due to inattention.

Avoid New Trades After 4.5% Profit

Stop opening new positions once you reach 4.5% profit and focus on managing existing trades to the 5% target. On a $200,000 account, once you hit $9,000 profit, avoid new trades and carefully exit current positions to secure the final $1,000 needed. This prevents late-stage losses that could derail your progress.

Related Rules

Profit Target (Phase 1)

Top One Trader Comparisons

Fundednext vs Top One Trader Ftmo vs Top One Trader Fundingpips vs Top One Trader The Funded Trader vs Top One Trader

Frequently Asked Questions

PropSize iOS App

Position sizing without the spreadsheet.

Firm rules built in

FTMO, FundedNext and FundingPips pre-loaded. No manual entry.

Remembers your session

Last firm, account size, and instrument saved between opens.

Works offline

Calculate positions without internet. Gold contract sizes handled.

Disclaimer: This guide is for informational purposes only and does not constitute financial advice. Prop firm rules change regularly — always verify current terms on Top One Trader's official website before purchasing a challenge. Updated 2026-04-17.