Does Instant Funding's Profit Target (Phase 1) include unrealized profits?

No, only closed trades count toward the 8% profit target. Unrealized or floating profits from open positions do not contribute to your Phase 1 progress. You must actually close winning trades to accumulate the required 8% profit on your initial account balance.

What happens if I breach the Profit Target (Phase 1)?

You cannot breach the profit target - it's an achievement requirement, not a limit. However, failing to reach 8% profit means you cannot advance to Phase 2 of Instant Funding's evaluation. You would need to purchase a new evaluation account and start Phase 1 again from the beginning.

Can I pass Phase 1 immediately after hitting 8% profit at Instant Funding?

No, you must also meet the minimum 3 trading days requirement before advancing to Phase 2. Even if you achieve 8% profit on your first day, you need to have trading activity across at least three separate calendar days to complete Phase 1 evaluation.

Is Instant Funding's 8% profit target calculated on balance or equity?

The 8% profit target is calculated based on your initial account balance when you start Phase 1. For example, if you start with a $20,000 account, you need exactly $1,600 in closed trade profits to meet the target, regardless of any floating profits or losses affecting your current equity.

Updated 2026-04-17

Instant Funding Profit Target (Phase 1) Rule Explained

Instant Funding

Quick Answer

Instant Funding's Phase 1 Profit Target requires traders to achieve 8% profit on their initial account balance.

The 8% profit target is calculated from your starting account balance, so a $10,000 account needs $800 in profits to pass Phase 1. This target must be met through closed trades only - unrealized profits don't count. Failing to reach the 8% profit target means you cannot advance to Phase 2 of the evaluation process.

Key Rule Details

Target

Dollar Target ($100,000)

$8,000

Phase

Phase 1 only

Time Limit

None

Min Days

3 days

Calculation Example

Account Size: $100,000 — Profit Target (Phase 1): $8,000

Account Size	$100,000
Profit Target (Phase 1) Limit	$8,000
Scenario: Closed P&L	$4,800
Scenario: Floating P&L	$0
Total Exposure	$4,800
Remaining Buffer	$3,200

Limit used:60%

Common Mistakes

Counting Unrealized Profits

Many traders assume their floating profits count toward the 8% target and celebrate prematurely. Only closed trades contribute to your profit target progress. A trader with a $25,000 account showing $2,100 in unrealized gains still needs to close $2,000 worth of winning trades to actually pass Phase 1.

Stopping at Exactly 8%

Traders often close positions immediately upon hitting 8% profit without considering market gaps or slippage. If you have exactly $800 profit on a $10,000 account and hold overnight positions, weekend gaps could push you below the target. Always maintain a small buffer above the minimum requirement.

Ignoring Daily Loss Limits

Focusing solely on the profit target while neglecting the 5% daily loss rule leads to account termination. A trader with a $50,000 account might be at 7% profit but risk everything with aggressive trades that could trigger the $2,500 daily loss limit, ending their evaluation regardless of previous gains.

Rushing Without Minimum Days

Achieving 8% profit in one or two days doesn't guarantee Phase 1 completion due to the 3-day minimum trading requirement. Traders must spread their activity across at least three separate trading days, even if they've already hit their profit target on day one.

Protection Strategies

Target 9-10% Instead of 8%

Always aim for 1-2% above the minimum requirement to create a safety buffer. On a $100,000 account, target $9,000-$10,000 in profits instead of exactly $8,000. This buffer protects against small losing trades or administrative fees that might push you below the threshold.

Use 1% Risk Per Trade Maximum

Limit each trade to 1% of your account balance to ensure steady progress toward the 8% target. With a $50,000 account, risk no more than $500 per trade, requiring 16-20 successful trades at 1:1 risk-reward to comfortably exceed the $4,000 profit target.

Set Profit Target Alerts at 7%

Configure alerts when you reach 7% profit to begin tightening your risk management for the final push. This gives you awareness to reduce position sizes and avoid the daily loss limit while securing the remaining 1% needed to pass Phase 1.

Avoid Friday Afternoon Trading When Close

Stop taking new positions on Friday afternoons when you're near the 8% target to prevent weekend gap risk. If you have 7.5% profit on Thursday, avoid overnight weekend exposure that could erase gains and force you to rebuild your progress the following week.

Related Rules

Profit Target (Phase 2)

Instant Funding Comparisons

Fundednext vs Instant Funding Ftmo vs Instant Funding Fundingpips vs Instant Funding The Funded Trader vs Instant Funding

Frequently Asked Questions

PropSize iOS App

Position sizing without the spreadsheet.

Firm rules built in

FTMO, FundedNext and FundingPips pre-loaded. No manual entry.

Remembers your session

Last firm, account size, and instrument saved between opens.

Works offline

Calculate positions without internet. Gold contract sizes handled.

Disclaimer: This guide is for informational purposes only and does not constitute financial advice. Prop firm rules change regularly — always verify current terms on Instant Funding's official website before purchasing a challenge. Updated 2026-04-17.