Does Instant Funding's Profit Target (Phase 1) include unrealized profits?

No, only closed trades count toward the 8% profit target. Unrealized or floating profits from open positions do not contribute to your Phase 1 progress. You must actually close winning trades to accumulate the required 8% profit on your initial account balance.

What happens if I breach the Profit Target (Phase 1)?

You cannot breach the profit target - it's an achievement requirement, not a limit. However, failing to reach 8% profit means you cannot advance to Phase 2 of Instant Funding's evaluation. You would need to purchase a new evaluation account and start Phase 1 again from the beginning.

Can I pass Phase 1 immediately after hitting 8% profit at Instant Funding?

No, you must also meet the minimum 3 trading days requirement before advancing to Phase 2. Even if you achieve 8% profit on your first day, you need to have trading activity across at least three separate calendar days to complete Phase 1 evaluation.

Is Instant Funding's 8% profit target calculated on balance or equity?

The 8% profit target is calculated based on your initial account balance when you start Phase 1. For example, if you start with a $20,000 account, you need exactly $1,600 in closed trade profits to meet the target, regardless of any floating profits or losses affecting your current equity.

Updated 2026-03-08

Instant Funding Profit Target (Phase 1) Rule Explained

Instant Funding

Quick Answer

Instant Funding's Phase 1 Profit Target requires traders to achieve 8% profit on their initial account balance.

The 8% profit target is calculated from your starting account balance, so a $10,000 account needs $800 in profits to pass Phase 1. This target must be met through closed trades only - unrealized profits don't count. Failing to reach the 8% profit target means you cannot advance to Phase 2 of the evaluation process.

Key Rule Details

Target

Dollar Target ($100,000)

$8,000

Phase

Phase 1 only

Time Limit

None

Min Days

3 days

Calculation Example

Account Size: $100,000 — Profit Target (Phase 1): $8,000

Account Size	$100,000
Profit Target (Phase 1) Limit	$8,000
Scenario: Closed P&L	$4,800
Scenario: Floating P&L	$0
Total Exposure	$4,800
Remaining Buffer	$3,200

Limit used:60%

Common Mistakes

Counting Unrealized Profits

Many traders assume their floating profits count toward the 8% target and celebrate prematurely. Only closed trades contribute to your profit target progress. A trader with a $25,000 account showing $2,100 in unrealized gains still needs to close $2,000 worth of winning trades to actually pass Phase 1.

Stopping at Exactly 8%

Traders often close positions immediately upon hitting 8% profit without considering market gaps or slippage. If you have exactly $800 profit on a $10,000 account and hold overnight positions, weekend gaps could push you below the target. Always maintain a small buffer above the minimum requirement.

Ignoring Daily Loss Limits

Focusing solely on the profit target while neglecting the 5% daily loss rule leads to account termination. A trader with a $50,000 account might be at 7% profit but risk everything with aggressive trades that could trigger the $2,500 daily loss limit, ending their evaluation regardless of previous gains.

Rushing Without Minimum Days

Achieving 8% profit in one or two days doesn't guarantee Phase 1 completion due to the 3-day minimum trading requirement. Traders must spread their activity across at least three separate trading days, even if they've already hit their profit target on day one.

Protection Strategies

Target 9-10% Instead of 8%

Always aim for 1-2% above the minimum requirement to create a safety buffer. On a $100,000 account, target $9,000-$10,000 in profits instead of exactly $8,000. This buffer protects against small losing trades or administrative fees that might push you below the threshold.

Use 1% Risk Per Trade Maximum

Limit each trade to 1% of your account balance to ensure steady progress toward the 8% target. With a $50,000 account, risk no more than $500 per trade, requiring 16-20 successful trades at 1:1 risk-reward to comfortably exceed the $4,000 profit target.

Set Profit Target Alerts at 7%

Configure alerts when you reach 7% profit to begin tightening your risk management for the final push. This gives you awareness to reduce position sizes and avoid the daily loss limit while securing the remaining 1% needed to pass Phase 1.

Avoid Friday Afternoon Trading When Close

Stop taking new positions on Friday afternoons when you're near the 8% target to prevent weekend gap risk. If you have 7.5% profit on Thursday, avoid overnight weekend exposure that could erase gains and force you to rebuild your progress the following week.

Related Rules

Profit Target (Phase 2)

Instant Funding Comparisons

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Frequently Asked Questions

Disclaimer: This guide is for informational purposes only and does not constitute financial advice. Prop firm rules change regularly — always verify current terms on Instant Funding's official website before purchasing a challenge. Updated 2026-03-08.