Updated 2026-03-08
Blue Guardian Payout Split & Schedule Rule Explained
Blue Guardian
Quick Answer
Blue Guardian offers an 80% payout split (up to 90%) based on net profits from funded accounts.
The payout is calculated as 80-90% of net profits generated in your funded trading account and is paid instantly upon request. This applies only to funded accounts after passing the evaluation phases, and there are no penalties for requesting payouts as this is a benefit rather than a restrictive rule.
Key Rule Details
Base Split
80%
Max Split
90%
Frequency
instant
Consistency Rule
No
Fee Refunded
Yes (with first payout)
Calculation Example
Common Mistakes
Expecting Phase 1 Payouts
Many traders expect to receive payouts during the 10% profit target evaluation phase, but Blue Guardian's payout split only applies to funded accounts. If you're still in Phase 1 of a $100,000 account, you won't receive any portion of your $10,000 profit until you pass to the funded stage.
Misunderstanding Net Profit Calculation
Traders often confuse gross profits with net profits when calculating expected payouts. If you made $5,000 in winning trades but had $2,000 in losses, your net profit is $3,000, meaning your 80% payout would be $2,400, not $4,000 based on gross wins.
Requesting Partial Account Withdrawals
Some traders attempt to withdraw their initial account balance along with profits, thinking the payout applies to total account value. Blue Guardian's payout split only applies to profits above your starting balance - you cannot withdraw the original $100,000 from a funded account, only your share of profits generated.
Assuming Immediate 90% Split
New funded traders often expect the maximum 90% payout rate immediately, but Blue Guardian typically starts at 80% and increases the split based on performance or tenure. Assuming you'll receive $9,000 from $10,000 profit when you're still at the 80% level leads to disappointment when you receive $8,000.
Protection Strategies
Track Net Profit Carefully Before Requests
Maintain a detailed profit/loss spreadsheet that calculates your true net profit after all trades and fees. This ensures you know exactly what your 80% share will be before requesting a payout, preventing disappointment when the amount is less than expected due to overlooked losses.
Plan Position Sizes Around Payout Goals
Structure your trading to generate consistent profits that make payouts worthwhile after the 80% split. For example, aim for $1,250 net profit to receive a $1,000 payout, ensuring your trading efforts align with your income expectations after Blue Guardian's 20% retention.
Set Profit Milestones for Payout Requests
Establish specific net profit thresholds before requesting payouts, such as every $2,500 in net gains for an 80% payout of $2,000. This systematic approach prevents frequent small withdrawal requests and helps you better track your actual take-home earnings from funded account performance.
Verify Split Rate Before Large Payouts
Contact Blue Guardian support to confirm your current payout percentage before requesting large withdrawals, especially if you believe you qualify for the 90% rate. This prevents miscalculating expected income on significant profits where the 10% difference between 80% and 90% splits becomes substantial.
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Frequently Asked Questions
Disclaimer: This guide is for informational purposes only and does not constitute financial advice. Prop firm rules change regularly — always verify current terms on Blue Guardian's official website before purchasing a challenge. Updated 2026-03-08.