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Updated 2026-03-08
Topstep vs MyFundedFutures: Which Prop Firm Is Better?
Traders choosing between Topstep and MyFundedFutures face a decision between established reputation and flexible trading conditions. Topstep brings over a decade of experience and higher profit splits that can reach 90%, while MyFundedFutures offers no minimum trading days and immediate trading flexibility. The choice hinges on whether you prioritize long-term earning potential or immediate trading freedom. This comparison examines the key differences in rules, payouts, and trading conditions that matter most to funded traders.
T
Topstep
Est. 2012 · Chicago, USA
4.4
14,000 reviews
VS
1 wins
2 ties
3 wins
M
MyFundedFutures
Est. 2023 · N/A
4.3
500 reviews
Feature
Topstep
MyFundedFutures
Min Trading Days
5 days
None✓ No minimum
Time Limit (Phase 1)
No limit
No limit
Payout Split
50% (up to 90%)✓ Higher profit split
80%
Payout Frequency
daily
daily
Platforms
N/A
NinjaTrader✓ More platform options
Max Account (Scaling)
N/A
$100,000✓ Scaling available
Topstep
Pros
+Performance-based capital release structure with 20% initial access scaling to full balance
+Daily payout eligibility after 30 benchmark trading days with up to 90% profit split
+Performance bonus program offering over $250,000 in cash bonuses for consistent traders
+Dynamic risk expansion that adjusts daily loss limits as account balance grows
+Live Funded Account structure designed to help transition from simulated to live trading
Cons
−Must maintain account balance above $0 at all times or forfeit account
−Initial payout split limited to 50% until reaching 30 benchmark trading days
−Account automatically closed if inactive for 90 days
−All positions must be closed by 3:10 PM CT daily
−Protective stops required on every open position
MyFundedFutures
Pros
+Daily payout requests available with Rapid plan
+No activation fees required
+Fast evaluation completion possible in as little as 2 days
+No daily loss limit or consistency rule on funded accounts
+Instant payout approvals with fastest processing times in industry
Cons
−Relatively new firm established in 2023
−Limited to futures trading only
−Primarily supports NinjaTrader platform
−Maximum payout cap limited to $100K
Our Verdict
Which Should You Choose?
MyFundedFutures suits traders who want immediate market access and flexible trading schedules, particularly those who trade sporadically or prefer not to meet daily trading quotas. The firm's no minimum trading days requirement and $100,000 scaling potential make it ideal for part-time traders or those testing strategies without time pressure.
Topstep better serves committed full-time traders focused on maximizing long-term earnings. Despite requiring 5 minimum trading days, the profit split scaling from 50% to 90% significantly outpaces MyFundedFutures' fixed 80% split over time. Combined with 12 years of operational history and 14,000 Trustpilot reviews versus 500, Topstep offers more proven stability for serious trading careers.
For traders prioritizing immediate flexibility and scaling opportunities, choose MyFundedFutures. For those focused on maximum profit potential and established track record, Topstep's higher long-term payout structure makes it the better choice despite stricter daily requirements.
Choose Topstep if:
→Performance-based capital release structure with 20% initial access scaling to full balance
→Daily payout eligibility after 30 benchmark trading days with up to 90% profit split
→Performance bonus program offering over $250,000 in cash bonuses for consistent traders
→Dynamic risk expansion that adjusts daily loss limits as account balance grows
Choose MyFundedFutures if:
→Daily payout requests available with Rapid plan
→No activation fees required
→Fast evaluation completion possible in as little as 2 days
→No daily loss limit or consistency rule on funded accounts
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.