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Updated 2026-03-08
The Funded Trader vs The5ers: Which Prop Firm Is Better?
Traders choosing between The Funded Trader and The5ers face a decision between easier challenge requirements versus proven reliability. The most significant difference lies in their Phase 1 profit targets—The Funded Trader requires just 8% while The5ers demands 10%—and their daily loss policies, with The Funded Trader imposing no daily limits compared to The5ers' 3% restriction. This comparison examines their challenge structures, trading rules, platform offerings, and track records to help you determine which firm aligns with your trading style and risk tolerance.
TF
The Funded Trader
Est. 2021 · Fort Lauderdale, USA
3
22,000 reviews
VS
5 wins
5 ties
2 wins
T
The5ers
Est. 2016 · Raanana, Israel
4.8
23,555 reviews
Feature
The Funded Trader
The5ers
Challenge Price ($100K)
$489
N/A
Phase 1 Profit Target
8%✓ Easier to pass
10%
Max Daily Loss
No limit✓ No daily loss limit
3%
Max Total Loss
N/A
6%
Min Trading Days
0 days
None✓ No minimum
Time Limit (Phase 1)
No limit
No limit
Payout Split
N/A
100%
Payout Frequency
anytime payouts
monthly
The Funded Trader
Pros
+Multiple challenge types including one-step and three-step evaluations
+High maximum funding allocation up to $2.5M across different challenges
+VIP program offering up to 95% payout split
+News trading allowed on most challenges
+Fast payout eligibility in as little as 7 days on some challenges
Cons
−Simulated trading environment only, not real money trading
−Limited account size options shown in comparison table
−Proprietary technology monitoring may restrict some trading styles
−Maximum concurrent funded account limit of $600K
The5ers
Pros
+Scale up to $4M in funded trading capital with industry-leading spreads
+Up to 100% profit split with transparent one-time fees
+Unlimited time limit for evaluations with no consistency rules
+24/7 support and guidance with free educational resources
+10+ years active with 262K funded traders and reliable payouts
Cons
−Limited leverage at 1:30 compared to some competitors
−One-time fee of $260 applies to all account sizes
−Daily pause rule at 3% may limit aggressive trading strategies
Our Verdict
Which Should You Choose?
The Funded Trader suits aggressive traders and scalpers who need maximum flexibility, offering easier 8% profit targets, no daily loss limits, and unrestricted news trading across multiple platforms including MATCH-TRADER and cTrader. However, their 3/5 Trustpilot rating from 22,000 reviews raises reliability concerns despite their trader-friendly rules.
The5ers appeals to disciplined traders who prioritize firm stability and can work within stricter parameters. Their exceptional 4.8/5 Trustpilot rating from 21,000 reviews demonstrates superior trader satisfaction and reliability, plus they offer 100% profit splits and better account scaling opportunities. While their 10% profit target and 3% daily loss limit are more challenging, the firm's proven track record since 2016 provides greater confidence in long-term partnerships.
Choose The5ers for reliability and proven payouts if you can handle the stricter rules, or The Funded Trader if you prioritize trading flexibility over firm reputation and need the easier qualification requirements.
Choose The Funded Trader if:
→Multiple challenge types including one-step and three-step evaluations
→High maximum funding allocation up to $2.5M across different challenges
→VIP program offering up to 95% payout split
→News trading allowed on most challenges
Choose The5ers if:
→Scale up to $4M in funded trading capital with industry-leading spreads
→Up to 100% profit split with transparent one-time fees
→Unlimited time limit for evaluations with no consistency rules
→24/7 support and guidance with free educational resources
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.