ℹ️This page may contain affiliate links. We earn a commission if you purchase through our links, at no extra cost to you. Learn more
Updated 2026-03-08
The Funded Trader vs FundedX: Which Prop Firm Is Better?
Traders choosing between The Funded Trader and FundedX face a decision between proven track record versus modern flexibility. The most critical difference lies in their challenge structure: The Funded Trader demands an 8% profit target with no time constraints, while FundedX offers a more accessible 5% target but limits you to just 7 days. This comparison examines their rules, costs, and trader experience to determine which firm better suits different trading styles and experience levels.
TF
The Funded Trader
Est. 2021 · Fort Lauderdale, USA
3
22,000 reviews
VS
4 wins
5 ties
3 wins
F
FundedX
Est. 2024 · N/A
4
200 reviews
Feature
The Funded Trader
FundedX
Challenge Price ($100K)
$489
$489
Phase 1 Profit Target
8%
5%✓ Easier to pass
Max Daily Loss
No limit✓ No daily loss limit
3%
Max Total Loss
N/A
4%
Min Trading Days
0 days
None✓ No minimum
Time Limit (Phase 1)
No limit✓ No time limit
7 days
Payout Split
N/A
80% (up to 100%)
Payout Frequency
anytime payouts
bi-weekly✓ Faster payouts
The Funded Trader
Pros
+Multiple challenge types including one-step and three-step evaluations
+High maximum funding allocation up to $2.5M across different challenges
+VIP program offering up to 95% payout split
+News trading allowed on most challenges
+Fast payout eligibility in as little as 7 days on some challenges
Cons
−Simulated trading environment only, not real money trading
−Limited account size options shown in comparison table
−Proprietary technology monitoring may restrict some trading styles
−Maximum concurrent funded account limit of $600K
FundedX
Pros
+Multiple challenge types including 7-day Turbo with 100% profit split
+Instant funding options available with immediate capital access
+Copy trading allowed in Turbo challenges
+24/7 customer support available
+Large account sizes available up to $10 million
Cons
−Weekend holding not allowed which limits trading flexibility
−No tick scalping or rapid re-entry permitted
−No stacking allowed (limit of 3+ trades)
−Relatively new firm founded in 2024 with limited track record
Our Verdict
Which Should You Choose?
The Funded Trader suits patient traders who prefer unlimited time to reach their targets and those who trade news events or use aggressive daily risk strategies. With no daily loss limits and no time pressure, it accommodates swing traders and those who take larger position sizes. However, the 8% profit target makes it significantly harder to pass the initial challenge.
FundedX works better for consistent day traders and scalpers who can generate steady profits within tight timeframes. The 5% profit target is 37.5% easier to achieve than The Funded Trader's 8% requirement, making it more accessible for newer traders. The 7-day time limit actually favors active traders who trade daily, while the 3% daily loss limit provides built-in risk management.
For most traders, FundedX offers the better path to funding due to its lower profit target and structured approach, despite being newer with limited reviews. Choose The Funded Trader only if you specifically need unlimited time or plan to trade high-impact news events.
Choose The Funded Trader if:
→Multiple challenge types including one-step and three-step evaluations
→High maximum funding allocation up to $2.5M across different challenges
→VIP program offering up to 95% payout split
→News trading allowed on most challenges
Choose FundedX if:
→Multiple challenge types including 7-day Turbo with 100% profit split
→Instant funding options available with immediate capital access
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.