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Updated 2026-03-08

The Funded Trader vs Funded Trading Plus: Which Prop Firm Is Better?

Traders choosing between The Funded Trader and Funded Trading Plus face a decision between aggressive trading conditions versus operational excellence. The Funded Trader offers no daily loss limits and an 8% Phase 1 target, making it appealing for high-frequency and volatile trading strategies, while Funded Trading Plus counters with weekly payouts and significantly higher trader satisfaction ratings. Both firms launched in 2021 but have developed distinctly different approaches to prop trading challenges. This comparison examines their challenge costs, trading rules, payout structures, and real trader experiences to help you determine which firm aligns with your trading style and risk tolerance.

TF
The Funded Trader
Est. 2021 · Fort Lauderdale, USA
3
22,000 reviews
VS
4 wins
5 ties
3 wins
FT
Funded Trading Plus
Est. 2021 · London, UK
4.7
3,000 reviews
Feature
The Funded Trader
Funded Trading Plus
Challenge Price ($100K)
$489✓ Lower entry cost
$549
Phase 1 Profit Target
8%✓ Easier to pass
10%
Max Daily Loss
No limit✓ No daily loss limit
4%
Max Total Loss
N/A
6%
Min Trading Days
0 days
None✓ No minimum
Time Limit (Phase 1)
No limit
No limit
Payout Split
N/A
80% (up to 100%)
Payout Frequency
anytime payouts
weekly✓ Faster payouts
The Funded Trader
Pros
+Multiple challenge types including one-step and three-step evaluations
+High maximum funding allocation up to $2.5M across different challenges
+VIP program offering up to 95% payout split
+News trading allowed on most challenges
+Fast payout eligibility in as little as 7 days on some challenges
Cons
−Simulated trading environment only, not real money trading
−Limited account size options shown in comparison table
−Proprietary technology monitoring may restrict some trading styles
−Maximum concurrent funded account limit of $600K
Funded Trading Plus
Pros
+Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
+Fast weekly reward frequency starting from day 0
+No monthly fees with transparent pricing structure
+News trading allowed and weekend holding permitted
+Swap-free accounts available with no virtual charges for overnight positions
Cons
−Lower leverage at 1:30 compared to many competitors
−Limited account size options shown with pricing
−Add-on features require additional 15% fees each
−Relatively new firm established in 2021
Our Verdict

Which Should You Choose?

The Funded Trader suits aggressive traders, scalpers, and those employing high-frequency strategies who need maximum flexibility in daily drawdown management. The absence of daily loss limits and lower 8% Phase 1 target make it ideal for volatile trading approaches, while the $60 cost advantage on $100K challenges appeals to budget-conscious traders. However, the 3/5 Trustpilot rating from 22,000 reviews suggests potential issues with customer service or payout reliability.

Funded Trading Plus better serves consistent, disciplined traders who prioritize reliable operations and faster payouts over maximum trading flexibility. The 4.7/5 rating from 3,000 reviews indicates superior trader satisfaction, and weekly payouts provide more predictable cash flow than anytime payouts that may face processing delays. The 4% daily loss limit and 10% Phase 1 target favor steady, lower-risk trading strategies.

For most traders, Funded Trading Plus represents the better choice despite higher costs. The significantly higher satisfaction ratings and weekly payout frequency outweigh the stricter trading conditions, especially for traders who can maintain consistent risk management. Choose The Funded Trader only if your strategy specifically requires unlimited daily drawdown flexibility and you're willing to accept potentially inferior customer experience for $60 in savings.

Choose The Funded Trader if:
→Multiple challenge types including one-step and three-step evaluations
→High maximum funding allocation up to $2.5M across different challenges
→VIP program offering up to 95% payout split
→News trading allowed on most challenges
Choose Funded Trading Plus if:
→Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
→Fast weekly reward frequency starting from day 0
→No monthly fees with transparent pricing structure
→News trading allowed and weekend holding permitted
The Funded Trader — Start Your Challenge →Or try Funded Trading Plus instead

Most traders choose The Funded Trader based on this comparison

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Frequently Asked Questions

The Funded Trader vs Funded Trading Plus FAQ

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Try The Funded Trader →Try Funded Trading Plus →
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.