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Updated 2026-03-08
Funded Trading Plus vs Finotive Funding: Which Prop Firm Is Better?
Choosing between Funded Trading Plus and Finotive Funding comes down to your trading style and technology preferences. Funded Trading Plus offers more platform flexibility with MT5, cTrader, DxTrade, and Match Trade, plus unrestricted news trading, while Finotive Funding provides higher drawdown limits at 7.5% versus 6% and allows EA/bot trading. This comparison examines their key differences in trading rules, platform options, and which firm better suits different trader profiles.
FT
Funded Trading Plus
Est. 2021 · London, UK
4.7
3,000 reviews
VS
4 wins
6 ties
2 wins
FF
Finotive Funding
Est. 2022 · N/A
4.1
500 reviews
Feature
Funded Trading Plus
Finotive Funding
Challenge Price ($100K)
$549
N/A
Phase 1 Profit Target
10%
N/A
Max Daily Loss
4%
4%
Max Total Loss
6%
7.5%✓ More drawdown room
Min Trading Days
None✓ No minimum
3 days
Time Limit (Phase 1)
No limit
No limit
Payout Split
80% (up to 100%)
N/A
Payout Frequency
weekly
weekly
Funded Trading Plus
Pros
+Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
+Fast weekly reward frequency starting from day 0
+No monthly fees with transparent pricing structure
+News trading allowed and weekend holding permitted
+Swap-free accounts available with no virtual charges for overnight positions
Cons
−Lower leverage at 1:30 compared to many competitors
−Limited account size options shown with pricing
−Add-on features require additional 15% fees each
−Relatively new firm established in 2021
Finotive Funding
Pros
+Instant funding available - start trading immediately without evaluation
+Fast weekly payouts processed every Friday
+Static drawdown system across all accounts for clearer risk management
+Supported by FSC-regulated Finotive Markets brokerage
+Real-time dashboard with integrated terminal and risk calculator
Cons
−Weekend holding restricted without add-on purchase
−Strike system reduces payouts to 10% for rule violations
−Higher drawdown limits on Lite accounts (3% daily, 6% max)
−Limited account scaling information provided
−Pro accounts have strict consistency requirements
Our Verdict
Which Should You Choose?
Funded Trading Plus is the clear choice for discretionary traders who value platform flexibility and news trading opportunities. With four platform options versus Finotive's two, plus unrestricted news trading and no minimum trading days requirement, it offers more freedom for active manual traders. The established track record with 4.7/5 stars from 3,000 Trustpilot reviews also provides greater confidence than Finotive's 4.1/5 from just 500 reviews.
Finotive Funding wins for algorithmic traders and those who need extra drawdown room. The 1.5% additional drawdown allowance (7.5% vs 6%) provides meaningful breathing room, and EA/bot permissions make it the only viable option for automated strategies. However, the 3-day minimum trading requirement and limited platform selection restrict its appeal.
For most traders, Funded Trading Plus offers better overall value with its platform variety, news trading freedom, and proven reputation, making it the recommended choice unless you specifically need EA trading or maximum drawdown room.
Choose Funded Trading Plus if:
→Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
→Fast weekly reward frequency starting from day 0
→No monthly fees with transparent pricing structure
→News trading allowed and weekend holding permitted
Choose Finotive Funding if:
→Instant funding available - start trading immediately without evaluation
→Fast weekly payouts processed every Friday
→Static drawdown system across all accounts for clearer risk management
→Supported by FSC-regulated Finotive Markets brokerage
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.